Frequently Asked Questions About Payment Options
Comparison Summary: Private Pay vs. Insurance
| Feature | Private Pay | Insurance |
| Privacy | High (No data shared with 3rd parties) | Lower (Diagnosis shared with insurer) |
| Clinical Freedom | High (You & Therapist decide) | Lower (Insurer sets limits) |
| Record Keeping | No permanent diagnosis required | Diagnosis is required for coverage |
| Cost | Full fee at time of service | Copay or Coinsurance |
Understanding Private Pay
Choosing to privatley pay for mental health services is a personal decision that offers increased privacy and flexibility. Below are answers to the most common questions regarding the self-pay process at CNY Mental Health Therapy.
Using Insurance
At CNY Mental Health Therapy, we want our services to be as accessible as possible. While we may not be in-network with every insurance provider, many plans offer "Out-of-Network" benefits that allow you to work with the therapist of your choice while still receiving financial reimbursement.
